Lowest Fixed Rate Mortgages in California Best APR’s

Checking Account Promotions, Bank and Credit Card Promotions.

lowest fixed mortgage ratesSince we were tipped off to a few fixed rate mortgage deals out of the Sunshine State that deserve mentioning  we figured we’d devote a post to shining the spotlight on the most attractive APR’s in California.

These fixed rate mortgages are available in certain parts of California, however they may also be available in adjacent states, you’ll have to contact these institutions directly to see if you qualify.

Keep in mind the mortgage rates we’re covering assume a home loan or home refinance of $417,000 or less. Jumbo mortgages are provided but you’ll have to visit the institutions websites for their APRs.

Top Fixed Rate Mortgages In California as of June 2011

  • Mechanics Bank (Walnut Creek, CA) has a 30 year fixed rate mortgage with an interest rate of 4.875% assuming a down payment of 20%.
  • USE Credit Union (San Diego, CA) has a 30 year fixed rate mortgage with an interest rate of 4.59% assuming a down payment of 20%.
  • First Technology Federal Credit Union (Santa Rosa, CA) has a 30 year fixed rate mortgage with an interest rate of 4.50% assuming a down payment of 20%, 0.125% in points and 0.50% origination fees.
  • Mechanics Bank (Walnut Creek, CA) also has a 15 year fixed rate mortgage with an interest rate of 3.750% assuming a down payment of 20%.
  • US Bank National Association (Rancho Santa Margarita, CA) has a 15 year fixed rate mortgage with an interest rate of 3.625% assuming a down payment of 20%, 0.875% in points and 1.00% in origination fees.
  • Wells Fargo (multiple locations in CA) has a 15 year fixed rate mortgage with an interest rate of 3.625% assuming a down payment of 20%, 0.875% in points and 1.00 origination fees.

If you live in California and have locked in a better interest rate on a fixed mortgage lately, let us know about it by leaving a comment!

Related posts:

  1. Low 30 Year Fixed Mortgage Rates Available In Atlanta If you live in Atlanta, Georgia and happen to be...
  2. Best Mortgage Rates in West Virginia under 3.70% APR Last week we were tipped off on (what we believe...
  3. Today: CitiBank Mortgage Rates and Review(s) Earlier today we were forwarded a couple nice mortgage rates...
  4. Bank of the West Mortgage Review(s) and Interest Rates Bank of the West, a subsidiary of BNP Paribas, is...
  5. Gold Star Mortgage Review(s) and Interest Rates Gold Star Mortgage, based out of Ann Arbor Michigan, is...

More Checking Account Promotions...

    Institutions

    • PerkStreet Financial Perkstreet is using the cost savings of being a virtual bank without physical locations to provide you free checking accounts and better debit card rewards, including cash-back

    Resources

    • Bank Of America The nation’s leading financial institution and home for all of your personal financial needs
    • Citibank Citibank is one of the largest full service banks in the world offering an unparalleled range of products and services.
    • Discover Card Discover Credit Cards, Savings, Student Loans and Small Business
    • Hancock Bank & Trust Hancock Bank & Trust Company has proudly served Western Kentucky for 122 years.
    • ING At ING DIRECT you never pay services fees. Your savings account earns a high rate of interest, requires no minimum balance, and your money is never locked in.
    • Suntrust Local mortgage department and commercial branch banking
    • U.S. Small Business Administration Resource for small businesses, small business owners and prospective business owners.