Mortgage Review and Rates For Golden 1 Credit Union

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The Golden1 Credit UnionBased out of Sacramento California, Golden 1 Credit Union, was founded by a group of California state employees in 1933. It is one of the greatest credit unions in the US by both members as well as assets. Golden 1 Credit Union is sixth largest by assets and 4th largest by members.

Like most credit unions, Golden 1 is a membership financial cooperative which is owned by the members. Consequently Golden 1 has no shareholders to report to and profits garnered can be passes on to their members in the form lower loans rates and higher rates on savings.

Anyone who lives or works in 34 of California,s 58 counties is eligible to obtain a mortgage or home loan through Golden 1 Credit Union. Golden 1 also serves California state employees, members of FHA and home equity loans. If entitled, a FHA loan can be secured through Golden 1 with as little as 3.5% down.

Golden 1 Credit Union Mortgage Rates accurate as of September 2011. Please visit golden1.com for updated rates and information.

  • FHA 30 year fixed rate mortgage featuring an APR of 5.061%.
  • FHA 15 year fixed rate mortgage featuring an APR of 3.987%.
  • 30 year fixed rate mortgage featuring an APR of 4.322%.
  • 15 year fixed rate mortgage featuring an APR of 3.50%.

Golden1 Home Equity Loan Rates:

Equity My Way Line of Credit featuring an APR of 4.50%, and a 15 year fixed rate equity loan featuring an APR of 6.99%.

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