Top 3 Student Credit Cards Of 2011
Checking Account Promotions, Bank and Credit Card Promotions.
Following the bank collapse of 2008, credit cards geared towards consumers with little or no credit history were forced to change their marketing tactics, terms and conditions.
Recently, college and even high school students have been able to apply for and use a number of credit cards with varying terms. Of course, if you happened to be able to obtain a parent signature on the application you’re chances for approval and number of card offers on the table increased drastically.
In today’s climate things are a bit different. While it is still debatable as to whether credit cards for college students with no jobs or income are valuable financial tools, the wide spread availability of these offers has been tapered back.
If you are a college student and are looking for a credit card, then we’ve highlighted some of the best offers available so far in 2011.
Top 3 Student Credit Cards in 2011:
1) Citi Forward Card for College Students – The incentive structure Citi has imposed on this card make it our favored offer because you will earn an APR reduction of up to 2% if you stay under your credit limit and make payments on time for 3 months in a row.
You’ll also receive 100 Citi ThankYou Points each billing period that you pay on time and stay under your credit line. PLUS earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening. No cosigner required with this card.
2) Citi Dividend Platinum Select® Card for College Students – This is our favorite student card for rewards. Earn 5% cash back on purchases at grocery stores, drugstores, gas stations, convenience stores AND on utilities (this includes cable) for 6 months – and 1% thereafter.
Earn at least 2% cash back in popular rotating categories (shopping, entertainment, travel, etc). Plus, earn 1% cash back on all other purchases. No cosigner required with this card.
3) Citi mtvU Platinum Select Visa Card for College Students – This is a great card for great students. Earn up to 2000 ThankYou Points twice a year for having a good GPA.
On top of that you’ll earn 5 ThankYou Points® for every dollar you spend at restaurants, movie theaters and video rental stores, bookstores, music stores, plus you’ll earn 1 ThankYou Point for every dollar you spend on all other purchases.
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